Number One in Customer Service,
Products
and Interest Rates
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Application Fees
Single family - $350.00
Multi family - $495.00
Requirements for purchase.
1. Purchase Contract with original signatures, fully executed.
2. Contract of sale property if applicable.
4. Completed Application Package.
5. An original Escrow Letter from agency holding down payment.
6. Proof of Source of Funds for down payment and settlement costs.
3. R.E. Broker name, address, phone #.
3. Attorney's name, address, phone #.
Requirements for refinances.
1. Copy of Recorded Deed (all pages).
2. Survey (copy).
3. Title insurance policy (copy of schedules A & B).
4. Tax and hazard insurance rates.
5. Copies of last 12 months cancelled checks on existing mortgage
or year end statement will save time verifying.
Requirements for both purchases & refinances.
a. List your credit cards and loans with account # and balances (even if zero)
b. 2 of your most recent pay stubs.
c. Recent 2 years tax returns and W-2 / 1099 Forms where applicable.
d. Profit and Loss Statement for business if one is owned.
d. If you own other real estate, submit leases and provide
current mortgage balances and show mortgage payments on application.
e. If you have other income, supply information substantiating
that income.
f. Closing attorney name, address and phone #.
g. Previous employment address.
h. If you are an investor, an anticipated rental letter or lease is necessary.
i. It is your obligation to fulfill termite certification requirements before closing. New certifications are required
on refinances also.
j. Warrantable Condos: Copy of Public Offering Statement and Fannie-Mae/Freddie Mac approval form 1028
k. If the property has well/septic systems, certifications will be required after loan approval.
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